Top 5 Student Credit Card

To meet the needs of students, a special type of credit card is designed which is known as student credit card. Student credit cards are available to students without income proof. Students are able to fulfill their credit needs through student credit cards. If you are looking for Top 5 Student Credit Cards, then read this article till the end so that you can get important information.

Top 5 Student Credit Card

1. IDFC First Wow Credit Card

IDFC First Wow Credit Card is the perfect credit card for students which is available on making FD. For this credit card, minimum FD of ₹ 5000 will have to be made. 7.5% annual interest is available on the FD amount. IDFC First Wow Credit Card is a lifetime free credit card that requires zero joining fee and zero annual fee.

Feature Of IDFC First Wow Credit Card

1. 100% FD limit is available in IDFC First Wow Credit Card.

2. This credit card offers an interest free period of 48 days.

3. You get 4X reward points on your spending in this credit card.

4. Income proof will not be required to get this credit card.

2. Kotak 811 Dream Different Credit Card

Kotak 811 Dream Different Credit Card is provided to students by Kotak Mahindra Bank. To get this credit card, FD will have to be made. Kotak Mahindra Bank customers will get this credit card on minimum FD of ₹5555. Those who are not customers of Kotak Mahindra Bank will have to make an FD of ₹ 10,000. 90% FD limit will be available in this credit card. This credit card is free for life for which there will be no joining fee and annuity charge.

Features Of Kotak 811 Dream Different Credit Card

1. You will get a welcome bonus of ₹ 500 on spending ₹5000 in the first 45 days through this credit card.

2. 1% cashback is available on fuel transactions through this credit card.

3. On an annual spend of ₹75000 through this credit card, you get ₹750 cashback or 4 PVR tickets.

4. This credit card offers an interest free period for 45 days.

3. SBI Unnati Credit Card

SBI Unnati Credit Card is offered by State Bank of India for students. To avail this credit, a minimum FD of Rs 25,000 will have to be made. Students will not need income certificate to get this credit card. For SBI Unnati Credit Card, the minimum age of the student should be 18 years. This credit card is a lifetime free credit card.

Features Of SBI Unnati Credit Card

1. 80% FD limit is available in this credit card.

2. 1% fuel surcharge is available in SBI Unnati Credit Card which is fixed between ₹500 to ₹3000.

3. You get 1 reward point on every spend of ₹100 through this credit card.

4. Expenses above ₹ 2500 can be reimbursed with Flexi Pay through this credit card.

4. ICICI Coral Contactless Credit Card

ICICI Coral Contactless Credit Card is a premium credit card for students. To get this ICICI credit card, you will have to make an FD of Rs 50 thousand. The joining fee for this credit card has been fixed at ₹500 and the annual fee has been fixed at ₹500. If you spend Rs 1.50 lakh in a year through this credit card, you will not have to pay annual fees.

Feature Of ICICI Coral Contactless Credit Card

SBI Unnati Credit Card is offered by State Bank of India for students. To avail this credit, a minimum FD of Rs 25,000 will have to be made. Students will not need income certificate to get this credit card. For SBI Unnati Credit Card, the minimum age of the student should be 18 years. This credit card is a lifetime free credit card.

Features Of SBI Unnati Credit Card

1. 80% FD limit is available in this credit card.

2. 1% fuel surcharge is available in SBI Unnati Credit Card which is fixed between ₹500 to ₹3000.

3. You get 1 reward point on every spend of ₹100 through this credit card.

4. Expenses above ₹ 2500 can be reimbursed with Flexi Pay through this credit card.

4. ICICI Coral Contactless Credit Card

ICICI Coral Contactless Credit Card is a premium credit card for students. To get this ICICI credit card, you will have to make an FD of Rs 50 thousand. The joining fee for this credit card has been fixed at ₹500 and the annual fee has been fixed at ₹500. If you spend Rs 1.50 lakh in a year through this credit card, you will not have to pay annual fees.

Feature Of ICICI Coral Contactless Credit Card

1. You get 1000 reward points on spending Rs 1 lakh through this credit card.

2. A 1% fuel surcharge facility is available through this credit card.

3. You get a 25% discount on booking movie tickets on Book My Show through this credit card.

4. You get 2 reward points per ₹100 spent through this credit card.

5. Paisabazaar Step Up Credit Card

Paisabazar Step Up Credit Card is one of the best credit cards for students. You can take this credit card with a minimum FD of ₹ 2000. You will not need income proof to get this credit card. To get this credit card, you must be 18 years of age and have a PAN card. This credit card is a lifetime free credit card.

Feature Of Paisabazaar Step Up Credit Card

1. 6.40% interest will be available on FD made for this credit card.

2. You will get one reward point on every ₹100 spent through this credit card.

3. On applying for this credit card, you will get the digital card immediately.

4. For this credit card, you can get FD up to Rs 1 lakh.

FAQ Related To Top 5 Student Credit Card

Q1. What credit can be availed against FD of ₹2000?

Ans : If you need a credit card and have less budget to get an FD, then Paisabazaar Step Up Credit Card is the best option because this credit card is easily available with a minimum FD of ₹ 2000.

Q2. Which credit card does the State Bank of India provide for students?

Ans : If you are a student and want to take a credit card of State Bank of India, then SBI Unnati Credit Card is the best option for you. SBI Unnati Credit Card will be available on making FD of minimum Rs 25 thousand. Income proof is not required for SBI Unnati Credit Card.

Q3. Which is the best credit card against FD?

Ans : If you are looking for a credit card against FD then IDFC First Wow Credit Card is the best option for you. This credit card is lifetime free and you can take this credit card with a minimum FD of Rs 5000. You get attractive offers and cashback in this credit card.